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Monthly Archives: May 2022

Waiting

Quick Offers And Claim Delays

By The Law Offices of Spencer G. Morgan, P.A. |

Delays and quick offers can be indicators of an insurance company offering you a settlement amount that is lower than what you could obtain with legal support. There are typical timelines and work flows for settling insurance claims, but there are times when an insurance adjuster rushes or draws out a claim in an… Read More »

Self_Insurance

Purchasing Auto Coverage Or Pursuing Self-Insurance

By The Law Offices of Spencer G. Morgan, P.A. |

If you have heard of self-insurance, you may be wondering if it is a good avenue for you. While self-insurance is legal, it can be a huge financial risk and is not always in the motorist’s best interests. Self-insurance is the motorist agreeing to be responsible for expenses should they be involved in a… Read More »

DriverSenior

Slow Drivers And Accident Risks

By The Law Offices of Spencer G. Morgan, P.A. |

With fuel rising in price, some drivers choose to drive slow to increase fuel economy. Others drive slow because they are distracted by a mobile device. There are even drivers on the road who have always driven slow or find their speed has reduced as they age and have become more fearful around other… Read More »

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Beware Of Dog Signs And Liability For Bites

By The Law Offices of Spencer G. Morgan, P.A. |

Animal attacks, including those resulting in dog bite injuries, can cause a lot of pain and require medical care. According to one report, Florida is one of the top five states when it comes to dog bites. This is an unfortunate reality, and animal injuries are emotionally distressing and can lead to high medical… Read More »

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Compensation For Florida Sport Injuries

By The Law Offices of Spencer G. Morgan, P.A. |

There are many reasons to play sports. Adults and children alike report that sport participation is a path to life-long friendships, community building, and a path to promoting physical health. While people pursue a sport to reap the benefits and do not intend to get hurt, injuries do occur. Many Florida sport injuries are… Read More »

PreExistingCondition

How Do I Disclose A Pre-Existing Condition?

By The Law Offices of Spencer G. Morgan, P.A. |

Talking to insurance adjusters about an accident can result in conversations you are not prepared for. You may go into a phone call believing you will only be talking about when the accident happened and the total of your medical bills as a result of the collision. But the insurance company may ask questions… Read More »

PIP

14-Day PIP Requirement

By The Law Offices of Spencer G. Morgan, P.A. |

Personal injury protection insurance, often referred to as PIP, is a requirement In the state of Florida. All motorists must legally carry this type of auto insurance, essentially PIP allows a person to access damages from their own policy, even if they are the at-fault driver. While this type of insurance offers protections to… Read More »

AccidentScratch

Should I Report A Minor Car Crash?

By The Law Offices of Spencer G. Morgan, P.A. |

When you live in an active city like Miami, you are familiar with being out and about, either traveling to and from fantastic restaurants with family or enjoying an exciting nightlife with friends. Sometimes both in one day. But with all of this hustle and bustle it is an unfortunate reality that minor car… Read More »

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