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Why Doesn’t Florida Require Bodily Injury Coverage?

By The Law Offices of Spencer G. Morgan, P.A. |

Florida is one of the few states that does not require drivers to carry Bodily Injury (BI) liability coverage. Many residents learn this only after a serious crash. When someone is hurt in an auto accident in Miami, the lack of mandatory BI coverage can significantly limit available insurance money, unless the injured party… Read More »

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Who Bears Responsibility For Injuries From Falling Debris?

By The Law Offices of Spencer G. Morgan, P.A. |

Miami’s skyline is constantly changing, with new residential towers, commercial developments, and infrastructure projects rising across the city. But with this rapid growth comes risk, particularly for construction workers, pedestrians, and motorists who travel near active job sites. One of the most common and dangerous hazards on Miami construction sites is falling debris, which… Read More »

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Accident Victims And Virtual Health Visits

By The Law Offices of Spencer G. Morgan, P.A. |

Prompt medical care is one of the most important steps an injured person can take. But with today’s technology, getting that care doesn’t always mean visiting a doctor’s office in person. Virtual health visits, also known as telehealth or telemedicine appointments, have become an increasingly common way for accident victims to connect with healthcare… Read More »

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Hydroplaning And Shared Fault For Rain-Related Accidents

By The Law Offices of Spencer G. Morgan, P.A. |

South Florida drivers know that when storm season arrives rain can move in fast, heavy, and without warning. Skies darken, visibility drops, and roads become slick within minutes. In Miami especially, dense traffic and sudden downpours create the perfect conditions for hydroplaning, a frightening moment when a vehicle loses traction and glides uncontrollably across… Read More »

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When Waiting Too Long Can End Your Case

By The Law Offices of Spencer G. Morgan, P.A. |

After a serious accident, it’s natural to feel overwhelmed by medical treatments, financial concerns, and the stress of recovery. Because of this, many injured people delay reaching out to a lawyer, thinking they have plenty of time. But under Florida law, waiting too long can destroy your ability to seek justice. The statute of… Read More »

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Who Pays When You’re Injured In An Uber Or Lyft?

By The Law Offices of Spencer G. Morgan, P.A. |

An explosion of rideshare activity has happened over the past decade. Nationwide, Uber and Lyft continue to grow by double digits in many metrics, including monthly active users, number of rides, and gross bookings. In Miami, ridesharing has become a major mode of transport for commuters, tourists, and locals alike. At Miami International Airport… Read More »

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Can A Claim Include Recovery Funds For Emotional Injuries?

By The Law Offices of Spencer G. Morgan, P.A. |

People often think about broken bones, whiplash, or other physical harm when they picture someone hurt in an auto collision. But across Florida, many crash survivors face another type of injury. Emotional trauma can be harder to see but just as devastating. For instance, Post-Traumatic Stress Disorder (PTSD) is a common psychological condition that… Read More »

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Multiple Defendants And Split Liability

By The Law Offices of Spencer G. Morgan, P.A. |

Car crashes, slip-and-falls, and other serious accidents don’t always involve a single negligent party. In many Florida cases, more than one person, company, or entity may have contributed to the harm. When multiple defendants are involved but only one person is injured, how liability is divided can become complicated. A Florida personal injury lawyer… Read More »

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Miami Tourists Have The Same Rights As Florida Residents

By The Law Offices of Spencer G. Morgan, P.A. |

Every year, millions of people visit Miami. But when a vacation turns into a trip to the emergency room, many visitors are unsure what to do, or what rights they have. Whether you were injured in a car crash on Collins Avenue, slipped in a South Beach restaurant, or were hurt during a boating… Read More »

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How To Access Lost Wages As A Salaried Employee

By The Law Offices of Spencer G. Morgan, P.A. |

An immediate financial concern for many injured parties is lost income. If your injuries prevent you from working, you may wonder how to recover those lost wages, this is true if you’re a salaried employee or someone who is paid by the hour. While it may seem easier for hourly workers to prove financial… Read More »

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