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Stacking UM/UIM Coverage In Florida

By The Law Offices of Spencer G. Morgan, P.A. |

Despite laws requiring drivers to carry insurance, many still drive without adequate coverage. That’s why Uninsured/Underinsured Motorist (UM/UIM) coverage is one of the most important tools a Florida driver can have, and stacking this coverage can make a significant difference after a serious accident. If you’ve been injured in a Miami car crash and… Read More »

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Florida Law Treats Out-Of-Towners And Locals Alike

By The Law Offices of Spencer G. Morgan, P.A. |

Miami thrives on tourism, and its busy streets and highways mean accidents can (and do) happen to both locals and visitors. If you’re involved in a car crash, as someone who lives here year-round or is just visiting, Florida’s personal injury laws will apply. Whether you’re a Miami local heading to work or a… Read More »

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Insurance Gaps And What Happens After An Accident

By The Law Offices of Spencer G. Morgan, P.A. |

South Florida roads are busy, unpredictable, and sometimes dangerous. While Florida law requires drivers to carry certain minimum insurance coverages, not everyone on the road has enough protection to fully cover damages after a serious crash. This is where insurance gaps come into play. For victims, talking to a Miami personal injury lawyer is… Read More »

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When You Can Go Beyond PIP

By The Law Offices of Spencer G. Morgan, P.A. |

Florida’s no-fault auto insurance system is designed to get certain bills paid quickly after a car accident, no matter who caused it. Personal Injury Protection (PIP) coverage is at the heart of this system, and all Florida drivers are required to carry it. But while PIP is an important form of immediate relief, it’s… Read More »

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E-cigarettes, Electric Kettles, And Defective Product Burn Injuries

By The Law Offices of Spencer G. Morgan, P.A. |

Products often make our lives easier, but sometimes they end up causing harm. For example, defective electric kettles, e-cigarettes, and other household or personal devices have been linked to serious burn injuries. Victims of such incidents may be entitled to compensation through a product liability claim. Burn injuries can change a life in seconds…. Read More »

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Why You Shouldn’t Accept A Quick Insurance Settlement After A Crash

By The Law Offices of Spencer G. Morgan, P.A. |

Should you be in a car accident, you may quickly hear from the other driver’s insurance company, possibly within hours or days of the crash. While a quick settlement offer may seem convenient, it’s often far from fair. Insurance companies are businesses, and their goal is to resolve claims quickly and cheaply, not to… Read More »

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Left-Turn Accidents And Why Fault Isn’t Always Clear-Cut In Florida

By The Law Offices of Spencer G. Morgan, P.A. |

Collisions when a driver is engaged in a left turn are among the most common types of vehicle accident in Florida, especially in busy urban areas like Miami. Many people assume that the driver making the left turn is automatically at fault. Yet while left-turning drivers are often found responsible, fault is not always… Read More »

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When Theme Park Injuries Turn Into A Legal Battle

By The Law Offices of Spencer G. Morgan, P.A. |

Families flock to attractions for a fun-filled outing. They may head to Jungle Island, where exotic animals and interactive exhibits provide hands-on adventures. Or maybe they prefer Zoo Miami, a sprawling wildlife park with rides and safari tours, or Miami Seaquarium, home to marine animal shows and educational attractions. In short, Miami and the… Read More »

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Tired Drivers: Underreported And Overlooked Dangers

By The Law Offices of Spencer G. Morgan, P.A. |

Risky driving includes speeding, texting behind the wheel, and driving under the influence. And another one of the most dangerous, and frequently overlooked, threats on Miami’s roads is driver fatigue. Tired driving is a major factor in many accidents, yet it’s often underreported and ignored. Fatigued drivers can be just as impaired as drunk… Read More »

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Will Someone Else Pay For Me To See My PC Doctor?

By The Law Offices of Spencer G. Morgan, P.A. |

After being involved in a car crash, slip and fall, or another type of accident, it is common for people to want to see a doctor but also be worried about the expense. Medical bills can add up quickly, and it’s important to understand how doctor bills will be paid, especially when you want… Read More »

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