Will Someone Else Pay For Me To See My PC Doctor?
After being involved in a car crash, slip and fall, or another type of accident, it is common for people to want to see a doctor but also be worried about the expense. Medical bills can add up quickly, and it’s important to understand how doctor bills will be paid, especially when you want to see your primary care (PC) doctor to have your health assessed.
You deserve quality care without the added stress of worrying about how to pay for it. Don’t delay, get the treatment you need and let a knowledgeable Miami personal injury lawyer handle the rest.
Can I See My Primary Care Doctor?
Florida is a no-fault insurance state, which means that if you are injured in a motor vehicle accident, your own Personal Injury Protection (PIP) insurance typically pays for the first portion of your medical bills. To access those benefits, you must seek medical care within 14 days of the accident.
This can include care from:
- Hospital emergency rooms
- Urgent care clinics
- Chiropractors
- Licensed medical doctors (MDs)
- Doctor of osteopathy (DOs)
- Dentists
- Supervised nurse practitioners
If you want to see your PC physician, it’s important to check whether they treat accident-related injuries and are willing to bill PIP insurance. Not all PC doctors are familiar with the documentation requirements or willing to accept PIP patients.
For example, some family doctors or internists may decline to treat injuries from car accidents or falls because they do not want to get involved in insurance claims or legal matters. Always call ahead and ask if they treat accident-related injuries and if they will bill PIP or provide the necessary paperwork for a personal injury claim.
If your PC doctor doesn’t handle these types of cases, an attorney can refer you to a doctor who does. There are plenty of Miami medical professionals who are experienced in treating accident victims and in working with attorneys and insurance adjusters.
What About Future Medical Expenses?
Should your injuries exceed PIP limits or were caused by someone else’s negligence, you may be able to file a personal injury claim against the at-fault party. In that case, your attorney may work with your providers to arrange payment on a lien, meaning the doctor agrees to wait for payment until your case settles. This allows you to continue receiving medical care without paying immediately.
Navigating medical treatment and insurance claims after an accident can be confusing, especially when you’re trying to focus on healing. An experienced Miami personal injury lawyer can help you identify the right providers, make sure your medical care is documented properly, and fight to recover the compensation you need for both your current and future medical bills.
How did you decide on a healthcare professional? It is important to know that professionals are available to help you secure a full and fair settlement, wherever you are in the process. Whether you have already seen a doctor or not, the lawyers at Spencer Morgan Law can share next steps with you. To schedule a consultation, simply call 305-423-3800.