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Category Archives: Miami Personal Injury Lawyer

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PIP Coverage In Florida And How It Compares To Other States

By The Law Offices of Spencer G. Morgan, P.A. |

When you’re injured in a car accident, one of the first questions you will likely have is how will your medical bills be covered. In the Sunshine State, Personal Injury Protection (PIP) coverage plays a central role when it comes to accessing financial relief. For Florida residents, PIP recovery is in reach after a… Read More »

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Can I Sue My Friend If I Was Hurt In Their Car?

By The Law Offices of Spencer G. Morgan, P.A. |

A situation involving a car accident injury claim can feel even more complicated if the person who was driving the car when you were injured is a friend. You may worry about damaging your relationship, or wonder if filing a claim means you’re personally suing your friend. It’s important to recognize that the recovery… Read More »

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Stacking UM/UIM Coverage In Florida

By The Law Offices of Spencer G. Morgan, P.A. |

Despite laws requiring drivers to carry insurance, many still drive without adequate coverage. That’s why Uninsured/Underinsured Motorist (UM/UIM) coverage is one of the most important tools a Florida driver can have, and stacking this coverage can make a significant difference after a serious accident. If you’ve been injured in a Miami car crash and… Read More »

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Florida Law Treats Out-Of-Towners And Locals Alike

By The Law Offices of Spencer G. Morgan, P.A. |

Miami thrives on tourism, and its busy streets and highways mean accidents can (and do) happen to both locals and visitors. If you’re involved in a car crash, as someone who lives here year-round or is just visiting, Florida’s personal injury laws will apply. Whether you’re a Miami local heading to work or a… Read More »

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Insurance Gaps And What Happens After An Accident

By The Law Offices of Spencer G. Morgan, P.A. |

South Florida roads are busy, unpredictable, and sometimes dangerous. While Florida law requires drivers to carry certain minimum insurance coverages, not everyone on the road has enough protection to fully cover damages after a serious crash. This is where insurance gaps come into play. For victims, talking to a Miami personal injury lawyer is… Read More »

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When You Can Go Beyond PIP

By The Law Offices of Spencer G. Morgan, P.A. |

Florida’s no-fault auto insurance system is designed to get certain bills paid quickly after a car accident, no matter who caused it. Personal Injury Protection (PIP) coverage is at the heart of this system, and all Florida drivers are required to carry it. But while PIP is an important form of immediate relief, it’s… Read More »

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E-cigarettes, Electric Kettles, And Defective Product Burn Injuries

By The Law Offices of Spencer G. Morgan, P.A. |

Products often make our lives easier, but sometimes they end up causing harm. For example, defective electric kettles, e-cigarettes, and other household or personal devices have been linked to serious burn injuries. Victims of such incidents may be entitled to compensation through a product liability claim. Burn injuries can change a life in seconds…. Read More »

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Why You Shouldn’t Accept A Quick Insurance Settlement After A Crash

By The Law Offices of Spencer G. Morgan, P.A. |

Should you be in a car accident, you may quickly hear from the other driver’s insurance company, possibly within hours or days of the crash. While a quick settlement offer may seem convenient, it’s often far from fair. Insurance companies are businesses, and their goal is to resolve claims quickly and cheaply, not to… Read More »

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Left-Turn Accidents And Why Fault Isn’t Always Clear-Cut In Florida

By The Law Offices of Spencer G. Morgan, P.A. |

Collisions when a driver is engaged in a left turn are among the most common types of vehicle accident in Florida, especially in busy urban areas like Miami. Many people assume that the driver making the left turn is automatically at fault. Yet while left-turning drivers are often found responsible, fault is not always… Read More »

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When Theme Park Injuries Turn Into A Legal Battle

By The Law Offices of Spencer G. Morgan, P.A. |

Families flock to attractions for a fun-filled outing. They may head to Jungle Island, where exotic animals and interactive exhibits provide hands-on adventures. Or maybe they prefer Zoo Miami, a sprawling wildlife park with rides and safari tours, or Miami Seaquarium, home to marine animal shows and educational attractions. In short, Miami and the… Read More »

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