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Author Archives: Jay Butchko

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The Link Between Property Damage And Injury Claims

By The Law Offices of Spencer G. Morgan, P.A. |

People often focus on injuries, medical bills, and time away from work when they think about accident claims. But another essential piece of the puzzle is property damage. After a Miami car collision, property damage is often thought of as routine car repairs, but in reality, it plays a much bigger role in your… Read More »

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Are Rideshare Algorithms Increasing Accident Risks In Miami?

By The Law Offices of Spencer G. Morgan, P.A. |

With a few taps on your phone screen, you can summon a car without worrying about parking or public transit schedules. This is because rideshare apps like Uber and Lyft have transformed how people get around Miami.  But beneath this convenience lies a hidden factor that could be putting passengers, drivers, and other motorists… Read More »

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What Car Accident Victims Should Know About Complex Regional Pain Syndrome

By The Law Offices of Spencer G. Morgan, P.A. |

Not all car accident injuries are visible right away. Some develop over time, leaving victims in chronic pain that disrupts every part of their lives. One such condition is Complex Regional Pain Syndrome (CRPS), which is a rare but serious disorder that can follow trauma. For Florida residents coping with lingering pain after an… Read More »

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Settlement Vs. Trial: Why Some Miami Injury Cases Go The Distance

By The Law Offices of Spencer G. Morgan, P.A. |

When a serious injury is sustained, whether from a car crash, slip and fall, construction incident, or other unexpected harm, injured individuals often wonder how their case will resolve. Most personal injury claims settle outside of court, but some go all the way to trial. Talking to a Miami personal injury lawyer about why… Read More »

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Out-Of-Pocket Medical Costs And What PIP Doesn’t Cover

By The Law Offices of Spencer G. Morgan, P.A. |

The state’s no-fault insurance system requires every driver to carry Personal Injury Protection (PIP) coverage. But if you’ve been injured in a Florida car accident, don’t assume PIP will cover everything. Understanding what PIP doesn’t cover, and working with an experienced Florida personal injury lawyer, can make all the difference in your financial recovery…. Read More »

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Florida Jury Awards For Chronic Pain Conditions After An Accident

By The Law Offices of Spencer G. Morgan, P.A. |

Not every injury heals quickly after a crash. For many Floridians, pain lingers long after fractures mend or bruises fade. Chronic pain conditions can disrupt careers, sleep, family life, and emotional well-being. When someone else’s negligence caused the harm, victims often question how compensation is determined and whether a jury would recognize the lasting… Read More »

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Lost Wages And Unique Challenges For Executive Careers

By The Law Offices of Spencer G. Morgan, P.A. |

Medical bills, property damage, and pain and suffering are all important parts of a claim, but the impact of missed work can be just as devastating. While hourly workers typically have straightforward income documentation, individuals with executive or high-level professional careers often face a much more complex process. Their compensation structures make calculating lost… Read More »

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Understanding Ghost Rides In Rideshare Services

By The Law Offices of Spencer G. Morgan, P.A. |

Sometimes convenience comes with risk, and a growing concern among rideshare riders and drivers alike is the rise of ghost rides. These situations can lead to confusion, danger, and even serious injury. Understanding what a ghost ride is, why it’s risky, and what your legal options are if you’re hurt during one can help… Read More »

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Why Doesn’t Florida Require Bodily Injury Coverage?

By The Law Offices of Spencer G. Morgan, P.A. |

Florida is one of the few states that does not require drivers to carry Bodily Injury (BI) liability coverage. Many residents learn this only after a serious crash. When someone is hurt in an auto accident in Miami, the lack of mandatory BI coverage can significantly limit available insurance money, unless the injured party… Read More »

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Who Bears Responsibility For Injuries From Falling Debris?

By The Law Offices of Spencer G. Morgan, P.A. |

Miami’s skyline is constantly changing, with new residential towers, commercial developments, and infrastructure projects rising across the city. But with this rapid growth comes risk, particularly for construction workers, pedestrians, and motorists who travel near active job sites. One of the most common and dangerous hazards on Miami construction sites is falling debris, which… Read More »

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