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Author Archives: Jay Butchko


Slow Drivers And Accident Risks

By The Law Offices of Spencer G. Morgan, P.A. |

With fuel rising in price, some drivers choose to drive slow to increase fuel economy. Others drive slow because they are distracted by a mobile device. There are even drivers on the road who have always driven slow or find their speed has reduced as they age and have become more fearful around other… Read More »


Beware Of Dog Signs And Liability For Bites

By The Law Offices of Spencer G. Morgan, P.A. |

Animal attacks, including those resulting in dog bite injuries, can cause a lot of pain and require medical care. According to one report, Florida is one of the top five states when it comes to dog bites. This is an unfortunate reality, and animal injuries are emotionally distressing and can lead to high medical… Read More »


Compensation For Florida Sport Injuries

By The Law Offices of Spencer G. Morgan, P.A. |

There are many reasons to play sports. Adults and children alike report that sport participation is a path to life-long friendships, community building, and a path to promoting physical health. While people pursue a sport to reap the benefits and do not intend to get hurt, injuries do occur. Many Florida sport injuries are… Read More »


How Do I Disclose A Pre-Existing Condition?

By The Law Offices of Spencer G. Morgan, P.A. |

Talking to insurance adjusters about an accident can result in conversations you are not prepared for. You may go into a phone call believing you will only be talking about when the accident happened and the total of your medical bills as a result of the collision. But the insurance company may ask questions… Read More »


14-Day PIP Requirement

By The Law Offices of Spencer G. Morgan, P.A. |

Personal injury protection insurance, often referred to as PIP, is a requirement In the state of Florida. All motorists must legally carry this type of auto insurance, essentially PIP allows a person to access damages from their own policy, even if they are the at-fault driver. While this type of insurance offers protections to… Read More »


Should I Report A Minor Car Crash?

By The Law Offices of Spencer G. Morgan, P.A. |

When you live in an active city like Miami, you are familiar with being out and about, either traveling to and from fantastic restaurants with family or enjoying an exciting nightlife with friends. Sometimes both in one day. But with all of this hustle and bustle it is an unfortunate reality that minor car… Read More »


Is It Worth It To Hire A Miami Lawyer?

By The Law Offices of Spencer G. Morgan, P.A. |

In the aftermath of an accident, you may have many questions you want answered. You may be unsure how to pay bills because you are unable to work because of an injury sustained. Or, you may have talked to an insurance company representative and found them unhelpful in resolving the financial issues you have… Read More »


Understanding Duty To Mitigate

By The Law Offices of Spencer G. Morgan, P.A. |

There are laws in place connected to damage mitigation. The duty to mitigate is a legal term that is involved in a variety of claims and cases, including those connected to a personal injury and damage to property. If you are moving forward with a claim and it is determined you failed to mitigate,… Read More »


Talk To A Lawyer About A Hotel Injury

By The Law Offices of Spencer G. Morgan, P.A. |

When people stay in a Florida hotel or dine in a Miami restaurant, they are typically out to enjoy the relaxation and pampering of the hospitality industry. But there have been times when a person is at a hotel vacationing and finds themselves injured, either because they fell on a pool deck that was… Read More »


Gathering Medical Records For A Personal Injury Case

By The Law Offices of Spencer G. Morgan, P.A. |

Once you have decided to file a medical malpractice claim or are moving toward a personal injury lawsuit, you will need to access your medical records. These records are an essential part of your claim because they prove the existence of your injuries, their severity, and what resulting treatment plan is being followed. A… Read More »

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