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Author Archives: Jay Butchko


Can I Refuse An Offer From An Insurance Adjuster?

By The Law Offices of Spencer G. Morgan, P.A. |

Getting information from insurance adjusters after a Florida accident injury can be confusing. This is because while some companies have representatives that are truthful and forthright, others employ insurance adjusters who use strategies to pressure accident victims into accepting low settlement offers. One approach utilized by shifty adjusters is falsely claiming that a refusal… Read More »


Documentation For Proving Lost Income

By The Law Offices of Spencer G. Morgan, P.A. |

The road to recovery after a Florida traffic accident can be fraught with physical, emotional, and financial challenges. Among these challenges, proving lost income can be part of securing rightful compensation. But even if you know you should receive lost wage compensation, merely asserting the loss of wages isn’t sufficient in the eyes of… Read More »


What To Do About Neck Pain After A Miami Traffic Accident

By The Law Offices of Spencer G. Morgan, P.A. |

Amid the flurry of exchanging information and assessing vehicle damage after a traffic accident, it’s easy to overlook subtle signs of discomfort. For example, an individual may downplay their neck pain as something that can be dealt with through taking over-the-counter medications and resting at home. While that home care is the appropriate treatment… Read More »


Handling Out-Of-Pocket Fees And Expenses

By The Law Offices of Spencer G. Morgan, P.A. |

In the chaotic aftermath of a car accident, the last thing on your mind might be the myriad out-of-pocket expenses that can quickly accumulate. From medical bills to vehicle repairs, the big bills associated with a Florida collision may be top of mind, but smaller out-of-pocket fees can add up fast, too. Miami personal… Read More »


Pressure Tactics After A Car Accident

By The Law Offices of Spencer G. Morgan, P.A. |

Individuals injured in Florida car collisions may find themselves facing not only physical injuries but also the daunting task of negotiating with insurance adjusters. While some find discussions with an insurance adjuster to be smooth and helpful, it is important to recognize that there are situations where insurance companies employ pressure tactics in order… Read More »


Components Of A Pre-Suit Demand

By The Law Offices of Spencer G. Morgan, P.A. |

When recovering from physical harm sustained in a car accident, you may find yourself grappling with an array of challenges, from mounting medical bills to lost wages. Putting your health first is key, but that often means connecting with the financial relief you need to pay for healthcare expenses. If you are in this… Read More »


After A Cruise Ship Injury, Don’t Negotiate Alone

By The Law Offices of Spencer G. Morgan, P.A. |

Miami is a vibrant hub of attractions, so countless tourists every year interact with the area and embark on memorable journeys, such as cruise ship vacations. While cruise voyages are popular vacation options for relaxation and adventure, their journeys can sometimes take an unexpected turn when accidents or injuries occur. Understanding the full scope… Read More »


Motorcycle Accident Injuries, Medical Exams, And Demand Letters

By The Law Offices of Spencer G. Morgan, P.A. |

Recovering from a motorcycle accident involves not only physical healing but also navigating the complex legal process of seeking compensation for your injuries. Being upset as you move to recover from a traumatic experience is normal, but there are experts to help you and provide you with support. A Miami personal injury lawyer can… Read More »


Pain And Suffering And Reviewing Settlement Offers

By The Law Offices of Spencer G. Morgan, P.A. |

In the aftermath of an injury, the physical, emotional, and mental toll can be arduous. While compensation for medical expenses is part of recovering, injured parties also need to recognize and address the intangible damages experienced. Part of this is being aware of the possibility of securing compensation for pain and suffering. To explore… Read More »


Do Paper Trails Still Exist?

By The Law Offices of Spencer G. Morgan, P.A. |

Technology is a part of daily life, which can make terms like paper trail seem like something that belongs in the past, particularly if images of dusty file cabinets and stacks of paperwork come to mind. But even in today’s digital world, establishing a paper trail is often an essential part of navigating the… Read More »

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