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Can I Refuse An Offer From An Insurance Adjuster?


Getting information from insurance adjusters after a Florida accident injury can be confusing. This is because while some companies have representatives that are truthful and forthright, others employ insurance adjusters who use strategies to pressure accident victims into accepting low settlement offers. One approach utilized by shifty adjusters is falsely claiming that a refusal will leave them with nothing.

Know that you have the right to refuse an offer and seek fair compensation for your injuries and damages. If you need help pushing back on a weak offer, hire a Miami personal injury lawyer. Skilled lawyers have the background and experience you need. They can protect your rights and maximize your chances of obtaining a fair settlement.

False Claims and Claim Reduction Strategies

Insurance adjusters may assert that refusing an offer will result in no compensation at all. These statements are untrue and are designed to coerce you into accepting less than you deserve. In reality, you may have more options than you realize.

For instance, when you connect with a professional who is experienced at negotiating with insurance adjusters they will be able to notice and address common claim reduction strategies, including the following.

  • Time-sensitive offers. Adjusters may claim that the offer they have brought forward is only valid for a limited time, creating a sense of urgency to accept it without proper consideration.
  • Downplaying injuries. Suggesting or asserting that you have exaggerated the severity of your injuries, an adjuster may reduce an offer. Or they may argue that the injury is pre-existing, leading to a denied claim.
  • Threatening legal action. When it comes to legal action, an adjuster may tell you that hiring a lawyer is not worth your investment while also threatening to involve you in a lengthy and costly legal battle, hoping to intimidate you into accepting a low settlement.

Rather than engaging with an adjuster who is attempting to deny or reduce your claim, connect with an attorney who can protect your rights, handle communication with the insurance company on your behalf, and negotiate for a fair settlement that fully compensates you for your injuries and damages.

Benefits to Connecting with an Attorney Early in the Process

Having an attorney by your side offers a range of benefits. For instance, a Miami personal injury lawyer understands the intricacies of personal injury law and can navigate the complex legal process on your behalf. As skilled negotiators, lawyers will effectively advocate for your interests and fight for maximum compensation.

Having a dedicated legal professional handling your case is a way to bring peace to your life during a challenging time. Rather than succumbing to pressure tactics, it’s crucial to hire an injury attorney who can protect your rights and negotiate for you while you heal.

Are you feeling bullied by an insurance adjuster as you work to access financial relief after a Miami car accident injury? With the guidance of the attorneys at Spencer Morgan Law, you can pursue the compensation you deserve and focus on your recovery with confidence. To Learn more, simply call 305-423-3800 to book a consultation.

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