3 Ways A Seemingly Simple Collision Can Become A Legal Battle
Car accidents can happen in the blink of an eye, and while some collisions seem minor at first glance, many evolve into complicated legal disputes. This can happen due to factors such as unclear fault, insurance issues, and medical history.
The following are three examples that illustrate how even a simple crash can quickly become a legal challenge. Then, having the right Miami personal injury lawyer on your side makes all the difference.
#1 A Parking Lot Fender Bender and a Liability Nightmare
A woman was pulling out of a shopping destination when she was sideswiped by another car. At first, it seemed like a basic low-speed collision. Yet both drivers claimed the other was at fault, and there was no documentation to prove one individual right. The insurance companies disputed liability, and neither side wanted to pay for damages.
To resolve the case, roadway markings were analyzed. It turned out the other driver had entered the exit lane against traffic. Without legal representation, the woman who pulled out of the shopping plaza may have been pressured into accepting blame. With a skilled legal representation on her side she cleared her name and secured compensation for vehicle damage and physical therapy.
#2 Rear-End Collisions Complicated by Pre-Existing Injuries
Another case involved a delivery driver who was rear-ended while his vehicle was at a full stop. The delivery driver had a long-standing back condition. He was aware of his back issue, but he had been managing it, until the crash aggravated his pain. The at-fault driver’s insurance company argued that the injury wasn’t caused by the accident and offered a lowball settlement.
The attorney for the delivery driver dug deep into his medical records, consulted with doctors, and obtained expert testimony. With this documentation he proved the crash had worsened his condition significantly. The case went to mediation, and the delivery driver received compensation that reflected both his current pain and the long-term impact on his ability to work.
#3 A Collision with an Uninsured Tourist
In downtown Miami, an individual was hit by a car driven by a tourist. The driver was uninsured, and the injuries sustained by the person who was struck required months of recovery. With no obvious party to cover medical expenses, the harmed individual assumed they would have to pay all of their expenses on their own.
Fortunately, a Miami personal injury lawyer discovered that the harmed party’s own uninsured motorist (UM) coverage could be activated. Still, her insurer initially denied full coverage, leading to a drawn-out negotiation process. Ultimately, the attorney’s persistence and understanding of Florida insurance law resulted in a fair settlement.
Each of these scenarios began as what many might consider to be a minor car accident. But when liability is disputed, injuries are complicated, or insurance coverage is unclear, the situation quickly becomes legally complex.
Is your situation one that initially seemed simple but is quickly escalating? Connecting with the talented legal team at Spencer Morgan Law can make the difference between a denied claim and full financial recovery. Call 305-423-3800 today.