When Waiting Too Long Can End Your Case

After a serious accident, it’s natural to feel overwhelmed by medical treatments, financial concerns, and the stress of recovery. Because of this, many injured people delay reaching out to a lawyer, thinking they have plenty of time. But under Florida law, waiting too long can destroy your ability to seek justice.

The statute of limitations sets strict deadlines, and missing them can mean losing your right to compensation entirely. Even if you’re unsure whether you want to pursue a lawsuit, consulting a Florida personal injury lawyer soon after your accident ensures you understand the applicable deadlines.

Florida’s Statute of Limitations for Injury Claims

As of 2023, Florida reduced its statute of limitations for most personal injury cases to two years from the date of the accident. This applies to car crashes, slip and fall injuries, and other negligence-based claims. That means if you were hurt in October 2025, you may have only until October 2027 to file your lawsuit.

There are some exceptions. For example, medical malpractice cases may involve different timelines, often tied to when the injury was discovered. Additionally, claims involving government entities may require notice within months, not years. The bottom line is that deadlines vary, and an attorney can help clarify your specific situation.

Why Deadlines Matter

Courts are strict about statutes of limitations. If you try to file even one day late, your case will likely be dismissed. Insurance companies know this and may stall negotiations, hoping the clock runs out. Prompt action helps preserve your leverage and ensures key evidence, like surveillance footage and witness testimony, is not lost.

Some examples of timeline issues in past cases include the following.

• Car accident delay. A Miami driver suffered back injuries in a crash but delayed filing because physical therapy seemed manageable. By the time the pain worsened and she considered suing, more than two years had passed. The court dismissed her case, leaving her with no compensation.
• Slip and fall success. In contrast, another Florida resident who slipped in a grocery store contacted a lawyer within weeks. Her attorney quickly filed the claim, secured video footage before it was erased, and ultimately negotiated a strong settlement.
• Medical malpractice challenge. A patient suspected malpractice after surgery but didn’t confirm until nearly two years later. Because of Florida’s complex discovery rules, her attorney was able to argue the case was still within the time limit, but just barely.

These examples show how timing can either preserve or destroy your legal rights. The best way to protect your claim is to speak with a Florida personal injury lawyer early in the process. Your lawyer can start gathering evidence, dealing with insurance adjusters, and preparing a strong case while there’s still time.

Do you have questions about when to file a claim? Speak with the lawyers at Spencer Morgan Law. If you’ve been injured in Florida, don’t wait until it’s too late. The statute of limitations is unforgiving, but a proactive approach can safeguard your right to compensation. To schedule a consultation, call 305-423-3800.