Tampa Uber & Lyft Accident Lawyer
Rideshare services like Uber and Lyft have become an essential part of Tampa’s transportation network. But when accidents happen, determining who is responsible can be complicated. Victims often face confusion between the driver’s insurance, the rideshare company’s policy, and their own coverage. At Spencer Morgan Law, our experienced Tampa Uber & Lyft accident lawyer helps victims of rideshare collisions navigate these complex claims and recover the full compensation they deserve.
Understanding Rideshare Accidents
Uber and Lyft drivers are considered independent contractors, which can make liability difficult to establish after a crash. However, both companies carry insurance policies that may apply depending on whether the driver was logged into the app or actively transporting a passenger at the time of the accident.
Spencer Morgan Law understands how to analyze rideshare insurance coverage and identify every possible source of compensation. We represent passengers, pedestrians, cyclists, and other motorists injured in Uber or Lyft accidents throughout Tampa and the surrounding areas.
Common Causes of Uber and Lyft Accidents
- Distracted driving from using the rideshare app or GPS
- Speeding or reckless driving to pick up more fares
- Fatigued or overworked drivers
- Failure to yield or running red lights
- Poor vehicle maintenance
- Impaired or careless driving
We gather police reports, app data, and witness statements to determine exactly how the accident happened and who is legally responsible.
Common Injuries in Rideshare Accidents
Uber and Lyft accidents can result in serious injuries due to sudden impacts or side collisions. Victims frequently suffer:
- Whiplash and neck injuries
- Broken bones and fractures
- Traumatic brain injuries
- Back and spinal cord injuries
- Internal injuries or organ damage
- Emotional distress and anxiety
Spencer Morgan Law ensures that your medical treatment, long-term care needs, and pain and suffering are fully accounted for when pursuing compensation.
Steps to Take After an Uber or Lyft Accident
- Call 911 and report the accident.
- Seek medical attention immediately.
- Take photos of the scene, vehicles, and app screens.
- Collect driver, passenger, and witness information.
- Obtain the rideshare company’s insurance details.
- Avoid discussing fault or giving recorded statements.
- Contact Spencer Morgan Law to begin your claim.
What Compensation May Be Available
Victims of Uber or Lyft accidents may be entitled to compensation for:
- Medical expenses and rehabilitation costs
- Lost wages and loss of future income
- Pain and suffering
- Emotional trauma
- Property damage
- Permanent disability or impairment
We work aggressively to ensure that both the driver’s and the rideshare company’s insurers contribute to your settlement as appropriate under Florida law.
Proving Liability in Uber and Lyft Accidents
Determining who is responsible in a rideshare crash depends on the driver’s status at the time of the accident:
- App Off: The driver’s personal insurance applies.
- App On, No Passenger: Uber or Lyft provides limited liability coverage.
- Passenger On Board: Full commercial coverage applies (up to $1 million).
Spencer Morgan Law examines trip records, app data, and company logs to establish the driver’s activity and ensure the correct insurance policy applies.
How Spencer Morgan Law Can Help
Spencer Morgan Law provides trusted and effective representation for rideshare accident victims throughout Tampa. We handle all communication with insurers, gather vital evidence, and pursue full compensation for your injuries. Our team understands the unique legal challenges that rideshare claims present and has the experience to overcome them.
We are committed to treating every client with compassion and personal attention while fighting aggressively for the justice they deserve.
Frequently Asked Questions
Who is responsible if I’m injured as a rideshare passenger?
Liability depends on the circumstances, but Uber or Lyft’s insurance usually covers passengers during active rides.
What if the rideshare driver was off duty?
If the driver was not using the app, their personal insurance would apply, not the rideshare company’s coverage.
Can I sue Uber or Lyft directly?
In some cases, yes. If company negligence contributed to the accident, we can pursue a claim against them.
How long do I have to file a rideshare accident claim?
You generally have two years from the date of the accident to file a personal injury lawsuit in Florida.
How much does it cost to hire Spencer Morgan Law?
There are no upfront fees. We only get paid when we recover compensation for you.
Serving Tampa and the Surrounding Areas
- Downtown Tampa
- Westshore
- Ybor City
- South Tampa
- Hyde Park
- Carrollwood
- New Tampa
- Brandon
- Town ‘n’ Country
- Temple Terrace
Contact a Tampa Uber and Lyft Accident Attorney at Spencer Morgan Law
If you were injured in an Uber or Lyft accident in Tampa, Spencer Morgan Law is ready to help. We understand how to handle complex insurance claims and fight for maximum compensation on your behalf. Call 305-423-3800 today to schedule your free consultation with a Tampa Uber and Lyft accident lawyer and start your path toward recovery and justice.